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Terms of Use

Welcome to Ribbit ("Ribbit," "us," or "we"). By using our Web site (the "Ribbit Site"), you agree to these Terms of Use. If we decide to change our Terms of Use, we will post those changes on this page so that you are always aware of the rules that apply to the Ribbit Site.

Your use of the Ribbit site
You agree that you will not use any robot, spider, other automatic device, or any manual process to monitor, copy, modify, distribute, or publish any web pages within the Ribbit Site or the content contained thereon without our prior written consent. You also agree that you will not frame any portion of the Ribbit Site without our prior written consent.

Your use of and access to the Ribbit Site is subject to all applicable local, state, national and international laws and regulations, and you agree not to violate such laws and regulations in your use of and access to the Ribbit Site. In addition, you agree that: (1) you will not interfere with another member's use and enjoyment of Ribbit; (2) you will not interfere with or disrupt Ribbit' security measures; (3) you will not interfere with or disrupt networks connected to Ribbit, and will comply with all regulations, policies and procedures of such networks; and (4) you will comply with United States law regarding the transmission of technical data exported from the United States with respect to or relating to any of your dealings with Ribbit. You also agree to indemnify and hold Ribbit, as well as its parents, subsidiaries, affiliates, officers, shareholders, employees and independent contractors, harmless from any loss, liability, damages and expenses (including without limitation reasonable attorneys' fees) resulting from any claim or demand made by any third party arising out of or in connection with your use of the Ribbit Site, your violation of these Terms of Use, or your violation of the rights of any third party.

We may terminate your Ribbit account or suspend your access to all or part of the Ribbit Site, without notice, if you violate these Terms of Use or if you engage in any conduct that we, in our sole discretion, believe is in violation of any applicable law or regulation or is otherwise harmful to the interests of Ribbit, any other Ribbit user, or any third party. If your account is terminated, we may, but are not required to, remove some or all of your content from our servers.


About the Ribbit site
All materials contained on the Ribbit Site, including without limitation text, graphics, icons, images and software, are the property of Ribbit or its content suppliers and are protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of Ribbit. You may not alter or remove any trademark, copyright, patent or other notice from copies of content.

Ribbit respects copyright law and expects our account holders to do the same. Unauthorized copying or distribution of copyrighted works is an infringement of the copyright holders' rights. Ribbit may terminate the account of any user who Ribbit believes, in its sole discretion, has infringed upon the copyright or other intellectual property right of others.

Ribbit and all other Ribbit logos and trade names are trademarks or registered trademarks of Ribbit. All trademarks used on the Ribbit Site are the property of their respective owners.

Limitation of liability
By using this site, you expressly agree that such use is at your sole risk. Ribbit endeavors to provide service of the highest quality, but we cannot guarantee that our service will be uninterrupted or error-free. We are not responsible for claims brought by third parties arising from your use of Ribbit.

Ribbit is a distributor and not a publisher of content (including information, data, and other material) supplied by third parties and by users like you. Neither Ribbit nor any of its affiliates, officers, directors, employees, or agents, or any third party content providers, merchants, sponsors, or licensors guarantees the accuracy, completeness, or usefulness of any content, nor its merchantability or fitness for any particular purpose. Under no circumstances shall Ribbit (or any of its affiliates, officers, directors, employees, or agents) be liable for any loss or damage caused by your reliance on information obtained through Ribbit. It is your responsibility to evaluate the information, opinion, advice, or other content available through Ribbit.

EXCEPT FOR THE RETURNS POLICY DESCRIBED ABOVE, Ribbit PROVIDES THE Ribbit SITE AND ITS CONTENTS ON AN "AS IS" BASIS AND MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, WITH RESPECT TO THIS SITE OR ITS OPERATION, CONTENTS, OR THE PRODUCTS SOLD ON THE Ribbit SITE, AND Ribbit DISCLAIMS ANY AND ALL REPRESENTATIONS AND WARRANTIES, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE TO THE FULL EXTENT PERMITTED BY APPLICABLE LAW. Ribbit DOES NOT REPRESENT OR WARRANT THAT INFORMATION AVAILABLE ON THIS SITE IS ACCURATE, CURRENT, OR COMPLETE.

IN NO EVENT SHALL Ribbit BE LIABLE TO YOU OR ANY OTHER PERSON OR ENTITY, UNDER ANY THEORY, INCLUDING WITHOUT LIMITATION NEGLIGENCE, FOR DAMAGES OF ANY KIND ARISING FROM OR RELATED TO THE USE OF THIS SITE, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, ACTUAL, INCIDENTAL, PUNITIVE, SPECIAL OR CONSEQUENTIAL DAMAGES, LOST INCOME, REVENUE OR PROFITS, LOST OR DAMAGED DATA, OR OTHER COMMERCIAL OR ECONOMIC LOSS, THAT RESULT FROM YOUR USE OF, OR INABILITY TO USE, THIS SITE, EVEN IF Ribbit HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR SUCH DAMAGES ARE FORESEEABLE. BY USING Ribbit, YOU AGREE THAT THIS LIMITATION WILL APPLY TO ALL MERCHANDISE, SERVICES, AND CONTENT AVAILABLE THROUGH Ribbit. IN THE EVENT THAT APPLICABLE LAW DOES NOT ALLOW THIS LIMITATION OR EXCLUSION OF LIABILITY OR DAMAGES, YOU AGREE THAT IN NO EVENT SHALL Ribbit TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION OF ANY KIND EXCEED THE AMOUNT, IF ANY, YOU HAVE PAID Ribbit FOR USE OF THE Ribbit WEB SITE AND FOR PRODUCTS YOU PURCHASED AS A RESULT OF THE USE IN QUESTION.

Any current or future links to other sites are provided as a convenience only, and we assume no responsibility or liability for the contents of those other sites, or any products or services advertised or sold on those sites.

Miscellaneous
This site is created, controlled and operated by Ribbit in the State of California, USA. If you choose to access this site from another location, you are responsible for complying with local laws, if and to the extent that local laws apply.

Ribbit reserves the right to change the terms of this agreement without notice. The formation, construction and interpretation of this agreement shall be controlled by the laws of the State of California, regarding agreements between California residents entered into and to be performed within California, giving no effect to choice of law provisions. The U.N. Convention of Contracts for the International Sale of Goods is expressly excluded from any interpretation of this Agreement. Any dispute relating to this agreement shall be subject to the exclusive jurisdiction of the state and federal courts in San Francisco, California, U.S.A., and the parties agree to submit to the personal jurisdiction and exclusive venue of these courts.

We enjoy hearing from you and welcome your comments about our products and services. However, if you send us a business idea or suggestion (for example, about how to improve or expand our products and services), you agree that we will be completely free to implement, use, or modify, in any way, your idea or suggestion (or any part of it), without any payment or other obligation to you.

If any provision of these Terms of Use is held to be unlawful, void or for any reason unenforceable, that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of the remaining provisions. These Terms of Use constitute your entire agreement with Ribbit with respect to their subject matter, and supersede any other previous written terms and any oral or promotional statements. Ribbit reserves the right to make changes to the Ribbit Site, and our policies at any time.